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Glossary · Tax

1031 Exchange

A US tax-deferral mechanism that lets investors defer capital gains tax by reinvesting proceeds into a 'like-kind' property.

Definition

Section 1031 of the US Internal Revenue Code allows an investor to defer federal capital gains tax on the sale of investment real estate by reinvesting the proceeds into a 'like-kind' replacement property within a strict timeline: 45 days to identify replacement, 180 days to close. A qualified intermediary (QI) must hold the proceeds — the seller cannot take constructive receipt of the cash.

Worked example

An investor sells a stabilized rental for $800k with a $300k gain. Without a 1031, federal capital gains plus depreciation recapture could exceed $90k. A properly executed 1031 into a $900k replacement property defers the entire tax bill.

How DealIntel uses it

1031 eligibility is not a Kill List item but is surfaced on the Buy-and-Hold playbook as an exit-strategy consideration when the investor flags a long-hold intent.

Related terms

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